My Mother, whom I suspect likes taking on the role of Captain Bringdown pointed out that actually, my financing company was a car owner, a privilege I wouldn't fully have for a few more years. Bummer...
Four Years, one leap up the career ladder, and several thousand dollars later, now I say to thee all (especially Mom):
"I Am A Car Owner!"
For I now have the title to prove it:
PS: Full disclosure - the afore mentioned Blue Cobalt met its end way before its time, when a Freak Blizzard, a big hill, and a phone pole conspired to end its life. This title is for my little Orange Cobalt.